TUTOĞLULAW
Employment law

Deductions from a pension

Shows which debts can be deducted from your retirement pension and how much will be deducted each month: SGK contribution debts, alimony, bank debts and other enforcement debts.

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Can a retirement pension be attached?

As a rule, a retirement pension cannot be attached or assigned to another person. The law recognises only two exceptions: the Social Security Institution’s (SGK) own claims and alimony debts. For other debts, attachment is possible only with the pensioner’s consent (muvafakat); without consent, the enforcement officer rejects the request for attachment (Social Security and General Health Insurance Law (SSGSSK) art. 93(1)).

Under the provision in force since 1 January 2026, contribution debts, including general health insurance contributions arising from the pensioner’s own insurance, are collected by deduction from the pension up to a maximum of 25% (SSGSSK additional art. 24). By Circular No. 2026/19 dated 24 July 2026, SGK decided to apply this deduction at 10% of the pension. No enforcement proceedings or consent of the pensioner are required for the deduction.

If a pension that should not have been attached has been attached, the pensioner can ask the enforcement court to lift the attachment by filing a complaint (şikâyet) within seven days of learning of it.

Legal basis

  • Social Security and General Health Insurance Law (SSGSSK) art. 93 (pensions cannot be attached)
  • SSGSSK additional art. 24 (deduction of contribution debts from the pension; added by the amendment in force since 1 January 2026)
  • SGK Circular 2026/19

These provisions and rates were last checked against official sources on 5 October 2026.

Note: Results are for general information and are approximate. The specifics of the file, court decisions and partial payments may change the result. Rates were checked against official sources on 5 October 2026.
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